You can find out by asking yourself some questions:

  • Do I have a steady source of income (usually a job)?
  • Have I been employed on a regular basis for the last 2-3 years?
  • Is my current income reliable?
  • Do I have a good record of paying my bills?
  • How is my current Experian record?
  • Do I have money saved for a down payment?
  • Do I have few outstanding debts, like car payments?
  • Do I have enough to pay a mortgage every month, plus additional costs?

If you can answer “yes” to these questions, you are probably ready to buy your own home and should get each person going on the deeds Purchase Ready as soon as possible